My Portfolio Performance in August (Patreon)

Welcome to my monthly "portfolio performance review" post.

All the numbers are as of September 7th, 2021.

Here I will be showing you the results I've achieved. Such as: Total value change. Biggest winners, and losers. Dividends paid. Any other payments received. And I will also include my new buys and/or sells if they occur. I will justify my transactions as well, so that it might help you make the decision for yourself.

But still, treat this post just for educational and entertainment purposes only. That's my personal portfolio, and it might be far from perfect. Sometimes I win, sometimes I lose.

This month I've opened my 3rd portfolio, since first two TFSAs are maxed out.

Alright, the total value of portfolio increased by 7.48% or +$3,000.60. This includes $3,000 deposit, $76.99 dividends, and $76.39 capital loss. 

From now on, I also decided to start including my crypto portfolio, since it represents a very big part in my overall investments.

The crypto assets that I hold are Bitcoin, Ethereum, Cardano, Solana, Chainlink, and Ontology.

This month was explosive for crypto assets. And my crypto portfolio grew by incredible 68.68%, mainly due to Cardano and Solana growth. Crypto is a very risky investment. It can easily crash the same 60%+ next month, so be careful.

My best performer was Nucor (Basic Materials - Steel; NYSE: NUE), which increased by approximately 9.34% comparing to the previous month.

And the worst performer was Renewable Energy Group, Inc. (Energy - Oil & Gas Refining & Marketing; NASDAQ: REGI), which fell by approximately 22.23% comparing to the previous month.

I got paid $76.99 in dividends. All of them are reinvested back into the market.

Total deposit of $3,000 was made into my brand new portfolio. Both TFSAs are maxed out, so I had to open the third portfolio. Which is just regular one. Unfortunately, I won't be able to enjoy tax free growth.

I also got $7.59 in rewards from one person using my referral link. The reward was a free share, which I converted into cash.

Now my portfolio adjustments. See my working table  below, where I keep track of my portfolio and decide what to buy and/or sell. As well as other relevant information.

This was a big month of readjusting and rebalancing. I got rid of ARKK ETF completely. There are many reasons, but the main one is that I do not agree with the mindset of Cathy Wood anymore. One month she says she doesn't like Chinese stocks, next month she buys them again. She sells them at the very bottom, and as soon as they start going up in value, she buys them again. Just to sell when they start going down once again.

The second position I got rid of is Renewable Energy Group REGI. This is a biodiesel company, which turned out to be not as good as I originally thought. I don't think that biodiesel will be one of the biggest renewable energy sources in the future. Unfortunately, the lack of research in the beginning turned out to be a mistake. Which cost me approximately $700 in losses.

As a replacement for ARKK I selected SUSA ETF and KWEB ETF. SUSA is the ETF that basically selects best ESG rated companies among other companies. I truly believe that ESG is one of the metrics that will be closely looked at in the future when making investment decisions.

The second replacement is KWEB - China Internet ETF. These are just biggest internet industry related companies in China. Such as Tencent, Alibaba, and JD com. This is a risky investment, because China is unpredictable. But this ETF has been around 50% from its all time high numbers. And companies that are represented in this ETF are fundamentally great companies with low multipliers.

Renewable Energy Group has been replaced with ICLN ETF and EOG Resources. ICLN basically represents green/clean energy companies. Besides US companies, this ETF also has Danish companies, and companies from other regions of the world. Which is good for regional diversification for my portfolio.

The next purchase is EOG Resources. This company has been a part of my portfolio around 6 months ago when I decided to sell it. I didn't want to do anything oil related. Because I though this was a declining industry. But recently I realized that the world will take very long time before getting rid of oil completely. And this might not even happen within our life times. For this reason, I decided to have a little exposure to oil once again through EOG Resources.

The next purchase is Silvergate Capital. Brand new company for my portfolio. Long story short, this is a bank that also deals with cryptocurrencies. Among its major clients are some big crypto exchanges. Such as Binance, Coinbase, and Gemini. The good thing about this business model is that Silvergate does not have to suffer one of the major expenses typical for banks. Silvergate does not pay interest on loans deposited. Which saves them tons of money.

The next purchase is Nordic American Tankers. This is a pure speculation. The stock is down more than 80% from its all time high valuations. And the container shipping rates are 5-10 times higher than they normally are. For this reason I am expecting the revenue of this company to go up significantly within next couple of quarters. Which hopefully sends the price up. I am not planning to hold this company for a long time.

The next purchase is Airbnb. Also brand new company for my portfolio. The financials and fundamentals are great. The company did a recent IPO and since then is down more than 20%. Great entry point in my opinion.

And finally, my last purchase was just two shares of Corsair. Which I bought using the last money I have from my deposit. Still waiting for this company to have major growth.

Below you can see my Total Portfolio Value graph which I decided to include to visualize my performance.

The next graph simply shows my Portfolio Diversification. A little  too much exposure to Technology, Industrials, and Consumer Cyclical  sectors. But I want to keep more technological companies. I have 4  companies from Industrials sector and I stopped adding more shares to  MMM and Lockheed Martin. This will eventually bring my exposure to  Industrials down in the future. Consumer Cyclical sector has  two  companies. CCL and AMCR. I am holding CCL as a company from "recovering"  industry, therefore I am expecting it to grow in the future. And AMCR  is just solid dividend paying company with strong   financials. I also  increased my real estate exposure through Store Capital, which is a  REIT. Recent surge in crypto prices sent my crypto exposure to 12.5%. Which is way higher than my original 5%. For this reason, I am not buying crypto for now. Even though the dip was tempting.

The graph below shows the difference between Total Deposits and Total Portfolio Value. Helps me to see if money invested grow faster that money I deposit.

The next graph shows the difference between theoretical S&P 500 Portfolio and My Current Portfolio. In order to get theoretical S&P 500 Portfolio I had to assume "what    if I bough VOO shares instead of individual shares". These  theoretical   VOO purchases must be happening on the exact same dates as  individual   shares purchases and for the exactly same amounts.  Unfortunately, at   this moment I would be better off investing in the  S&P 500 index.   But I am just learning and the difference is not  that big. Because of crypto growth, my portfolio got close to theoretical S&P500 portfolio.

The next graph shows how much money I have invested in each position and how much this investment grew or declined. Blue    is the total amount invested. While red is the growth / decline. If   red  part is on top of blue part, this means this investment has made  me   money. If it is below blue part, then I've lost money.

The graph below shows individual performance for each position I have. This is the addition for the previous graph which excludes the    total amount invested. This graph only shows growth or decline.

This graph shows dividend yield per company. It helps me to visualize what are my biggest dividend payers and see their respective dividend yields.

And finally, my last graph shows the changes in annual dividends that  I get after buying more shares. At this very moment, my annual  dividends equal $772.82. 

I am using Dollar Cost Averaging method while buying new shares. It means spending the same amount of money at the same day of the month. Since you can't perfectly time the market, this method shows good results in long term perspective. And being long term investor, this method suits my needs.

For this reason, my buying times are 6-8th days of each month. If these days are weekends or holidays, these days might change.

I hope your portfolios performed good this month. See you next time!