My Portfolio Performance in July (Patreon)

Welcome to my monthly "portfolio performance review" post.

All the numbers are as of August 10th, 2021.

Here I will be showing you the results I've achieved. Such as: Total value change. Biggest winners, and losers. Dividends paid. Any other payments received. And I will also include my new buys and/or sells if they occur. I will justify my transactions as well, so that it might help you make the decision for yourself.

But still, treat this post just for educational and entertainment purposes only. That's my personal portfolio, and it might be far from perfect. Sometimes I win, sometimes I lose.

Alright, the total value of portfolio increased by 7.08% or +$2,652.42. This includes $2,800 deposit, $19.10 dividends, and $166.68 capital loss.

My best performer was Nucor (Basic Materials - Steel; NYSE: NUE), which increased by approximately 21.54% comparing to the previous month.

And the worst performer was Corsair Gaming (Technology - Computer Hardware; NASDAQ: CRSR), which fell by approximately 11.35% comparing to the previous month.

I got paid $19.10 in dividends. All of them are reinvested back into the market.

Total deposit of $2,800 was made into both my TFSA portfolios. The first TFSA is nearly maxed out, that is why I had to start  depositing into the second one. Which have been maxed out.

Now my portfolio adjustments. See my working table below, where I keep track of my portfolio and decide what to buy and/or   sell. As well as other relevant information.

Since this was the last month of me depositing money into TFSA, I decided to focus on maximizing my dividends.

The companies I've invested in this month were Store Capital, Amcor, and AbbVie. Which are my 3 biggest dividend payers. The majority of capital went towards Store Capital, which is a REIT. And the reason for this is because I decided to have more exposure towards real estate. Even though I do not own real estate directly, investing in REITs also qualifies as real estate investing. And it represents almost 11% of my total portfolio value.

I bought just 1 share of AbbVie to keep its weight inside portfolio above 5% and spent the rest money I have on Amcor shares, which are very cheap. So, I bough just 4 of them.

Starting next month, I will open my third portfolio. Which will be just a regular non tax advantage portfolio. There I will be holding only non dividend paying stocks so that I can avoid paying taxes on them. I will only need to pay taxes if I sell my investments and realize capital gains. Which I am not planning to do in the nearest future. Therefore, the growth inside third portfolio will be tax free until I decide to sell some stocks.

Below you can see my Total Portfolio Value graph which I decided to include to visualize my performance.

The next graph simply shows my Portfolio Diversification. A little too much exposure to Technology, Industrials, and Consumer Cyclical sectors. But I want to keep more technological companies. I have 4 companies from Industrials sector and I stopped adding more shares to MMM and Lockheed Martin. This will eventually bring my exposure to Industrials down in the future. Consumer Cyclical sector has  two companies. CCL and AMCR. I am holding CCL as a company from "recovering" industry, therefore I am expecting it to grow in the future. And AMCR is just solid dividend paying company with strong   financials. I also increased my real estate exposure through Store Capital, which is a REIT.

The graph below shows the difference between Total Deposits and Total Portfolio Value. Helps me to see if money invested grow faster that money I deposit.

The next graph shows the difference between theoretical S&P 500 Portfolio and My Current Portfolio. In order to get theoretical S&P 500 Portfolio I had to assume "what   if I bough VOO shares instead of individual shares". These theoretical   VOO purchases must be happening on the exact same dates as individual   shares purchases and for the exactly same amounts. Unfortunately, at   this moment I would be better off investing in the S&P 500 index.   But I am just learning and the difference is not that big.

The next graph shows how much money I have invested in each position and how much this investment grew or declined. Blue   is the total amount invested. While red is the growth / decline. If  red  part is on top of blue part, this means this investment has made me   money. If it is below blue part, then I've lost money.

The graph below shows individual performance for each position I have. This is the addition for the previous graph which excludes the   total amount invested. This graph only shows growth or decline.

This graph shows dividend yield per company. It helps me to visualize what are my biggest dividend payers and see their respective dividend yields.

And finally, my last graph shows the changes in annual dividends that I get after buying more shares. At this very moment, my annual dividends equal $785.59. This month I decided to focus more on bringing up my annual dividends. Therefore such spike.

I am using Dollar Cost Averaging method while buying new shares. It means spending the same amount of money at the same day of the month. Since you can't perfectly time the market, this method shows good results in long term perspective. And being long term investor, this method suits my needs.

For this reason, my buying times are 6-8th days of each month. If these days are weekends or holidays, these days might change.

I hope your portfolios performed good this month. See you next time!