Earnings Reports Summarized $UNH, $USB, $BAC, $INFY, $GS, $WFC (Patreon)

$UNH #UnitedHealth Q3 Non-GAAP
EPS of $3.51 beats by $0.43; GAAP EPS of $3.30 beats by $0.46.
Revenue of $65.12B (+7.9% Y/Y) beats by $1.15B.

$USB #US Bancorp Q3 Earnings
-Q3 EPS $0.99 (est $)
-Q3 Net Charge Offs $515 Mln (est $492 Mln)
-Q3 Provision For Credit Losses $635 Mln (est $962 Mln)

$BAC #Bank Of America Q3 Earnings
-Q3 EPS $ 0.51 ($0.53)
-Q3 Provision For Credit Losses $5.12 Bln (est $1.86 Bln)
-Remains Committed To No Covid Related Layoffs This Year

$INFY #Infosys FQ2 GAAP
- EPS of $0.15 beats by $0.01.
- Revenue of $3.31B (+3.1% Y/Y) beats by $30M.
- Digital revenue grew 27.4% Y/Y to $1.57B. Core revenue was down 11.9% to $1.74B.
- Operating margin rose from 21.7% to 25.4%.
#interim dividend of ₹12/share (~$0.16/share).

$GS #Goldman Sachs Q3 Earnings
-Q3 EPS $9.68
-Q3 Net Revenue $10.78 Bln (est $9.40 Bln)
-Q3 Investment Banking Revenue $1.97 Bln (est $1.75 Bln)
-Q3 Trading Revenue $2.05 Bln (est $4.41 Bln)

$WFC #Wells Fargo Q3 Earnings
-Q3 EPS $0.42 ($0.47)
-Q3 Revenue $18.9 Bln ($17.79 Bln)
-Q3 Net Interest Income $9.4 Bln (est $9.7 Bln)
PROVISION FOR CREDIT LOSSES $769M, EST. $1.65B