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Hello friends! We got good news a few days ago that we have "conditional approval" on our appraisal for the VT home we're buying! WOO! Basically, you get a home appraised so the bank who is helping you finance your mortgage can evaluate what the home is "worth." Ideally, you want your home to appraise for more than what your paying for it & ours did, but we have some safety issues to clear before we can move in. There used to be a deck on the house, but it rotted & fell away, so there are 2 sliding doors to no where lol. The appraiser was basically like "You'll need to permanently secure those before move in, but the home value is staying the same." So our realtor & the listing agent on the home are gonna come up with a fix on that for us. We also are in the midst of getting homeowners insurance... Any of y'all have any tips or advice? We decided to look for more local companies to work with so we can still have that "old school" relationship where you have an agent who represents you that knows you/the property. That was my dad's suggestion because he enjoys having a personal connection with someone vs. just doing everything online. We're still comparing quotes with local companies, but need to lock one down this week & then we'll have all our ducks in a row to be able to CLOSE! Our estimated closing date is the end of the month & then I can show you all of the things! EEEEEEK!

Comments

Brianna M

So exciting! I Hope you don’t mind me asking, I’ve been hearing about all the flooding in VT 💔I hope it’s not affecting your area. It’s so scary, I’m from the northeast and I’ve never seen that level of flooding up there before, it’s wild

Wendy K

We have State Farm, and although it’s a little pricier than some others, because we also have our vehicles insured we get a multi-line discount. So it might be worth having both auto and homeowners bundled for a discount. Good luck!!!