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This episode is dedicated to the brave Mujahideen fighters

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Anonymous

Jeremy, what do you recommend for cell phone debt? Same advice as with medical?

Anonymous

For real you should put that medical debt bit in the preview

bospod

depends on whats happening with the debt - is it in collections, or still paying back to the credit card company?

Anonymous

It's in collections, it's debt from a Verizon cancellation fee lol

bospod

Then yes, absolutely, call the collector and offer them 10% of what you owe them in cash to wipe it from your record. If they say no, end the call, wait a week and call back to offer 15%. Rise and repeat until they take an offer, but never accept a partial payment scenario - only pay if they're willing to wipe it from your record